the saving accounts and banking placement in Vietnam is drawing more and more interest for several reasons:

1) political stability
2) economic stability
3) environnment in expansion

In the weeks following Lunar New Year (on Feb. 7th. 2008) there has been some kind of banking fever with local banks comming short of cash and competing to offer the best rates of interest: monthly interest of 1.2 then 1.3 then 1.38% (which is equivalent to 15.8% a year, do you get this interest in your country?).

Trying to stop this neverending spiral, Vietnamese government imposed a maximal interest rate to all Vietnam based banks (incl. local, joint-ventures and foreign owned banks): "measures are being taken in banking sector to fix interest rate for fund raising between 5 et 16% per year, that up to now was « unrespected by the banks » with interest rate higher for a short term than a long-term deposit." (Nguoi Lao Dong, 26/08/08-p.5, Sept. 2008)

The actual yearly interest rates are at Export-Import bank:

USD 5,0 %
EUR 5,5 %
CHF 3,0%
VND 10,6% update August 13th 2008: VND 18,84%

are you tempted with these rates? YOU CAN ALSO BENEFIT
The hard part is that ONLY VIETNAM-based individuals can theoretically benefit.
NOT A PROBLEM, elect Consultec as your representative and we will deposit this placement for you in Vietnam. The product of your placement (interest) can be either retransfered to you on a 3 months, 6 months or 12 months basis.

Be part of the success of the new Asian dragon, contact us today.

Best Regards from Saigon-Ho Chi Minh city/ Vietnam
Xavier-Phuong Gogniat, April 10th 2008

Yes, contact me about banking placement in Vietnam
Oui, contactez-moi à propos du placement bancaire au Vietnam
Ja, contactieren-Sie mir über Bankanlage in Vietnam
Si, contactame por el placemente en Vietnam